Sell XLM and Withdraw to Bank Account
Learn how to sell Stellar online, receive fiat funds, and withdraw your XLM balance to a bank account or payment card using Trustee Plus. Review the payout details before confirmation and complete the process step by step.
How to withdraw XLM to a bank account?
Step 1: Exchange Stellar (XLM) to EUR
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From the home screen, tap the "Swap" option.
- In the upper field, pick XLM. In the lower field, choose EUR.
Specify how much Stellar you'd like to exchange, or use one of the suggested percentage presets. -
Press "Swap" to finalize the exchange.

Step 2: Start the Withdrawal
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Go back to the main screen and tap the "Transfer" option.
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Set EUR as the currency for withdrawal.
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Select the "Transfer to card" method.

Step 3: Add Your Bank Card
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Provide the required card information.
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Hit "Save" to store the card in your profile.

Step 4: Complete the Withdrawal
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Pick the saved card where the funds should be sent.
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Input the desired amount in EUR and hit "Next" .

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Carefully double-check all the transaction information.
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Tap to confirm and start the transfer process.

XLM withdrawals to a payment card or supported payout method are available only to verified users. If your account is not verified yet, complete the verification process before starting a withdrawal.
You can withdraw funds to Visa and Mastercard payment cards. Processing time may vary depending on the card issuer, bank, payment provider, or any additional transaction checks.
Advantages of Trustee Plus
Convenient
- Instant operations in the crypto wallet.
- 0.5% exchange fee for cryptocurrencies and 0% for stablecoins.
- European payment card with automatic conversion.
- Human-centered customer support without automated bots.
FAQ
What should I check before selling Stellar?
Before selling Stellar, check the current XLM price, payout currency, applicable fees, and the final amount shown before confirmation. This helps you understand how much fiat you will receive before starting the withdrawal.
You can follow the Stellar price chart before confirming the transaction.
Can I transfer XLM instead of withdrawing it?
Yes. You can send XLM to another wallet, crypto service, or another Trustee Plus user. Transfers between Trustee Plus users are commission-free, while external transfers are processed through the Stellar network and may include network fees.
For external transfers, follow the guide on how to send crypto to another wallet. For internal transfers, check instant transfers to Trustee Plus users.
Where can I keep XLM before selling or withdrawing?
You can keep Stellar in your Trustee Plus balance and decide later whether to sell, withdraw, or transfer it. This is useful if you want to monitor the XLM price before choosing what to do next.
Learn more about using Trustee Plus as a Stellar wallet.
Are there any hidden fees when selling XLM?
No, there are no hidden fees. Before confirming the transaction, Trustee Plus shows the final payout amount, including all applicable provider fees and commissions. This lets you review how much you will receive before selling XLM and starting the withdrawal.
For more details on how fees are displayed during withdrawals, check the Trustee Plus fees guide or the fiat withdrawal guide.
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